The Random Sampling Percentage Should be the numeric percentage (e.g. 5 for 5%) that you would like to randomly sample from the loan audit.

The Confidence Cuttoff should be the numeric value of the confidences (1-3) that is not required to go through a mandatory QC review. Anything less that this number will require a mandatory QC session.

The Default System Timezone should be populated with the client location or primary site of the HMDA scrub users. Each user can set their own specific timezone at account registration; however, this will be the default for those users who didn't select one.

The Loan Sorting Method adjusts the loan assignment logic. You can have the tool assign the oldest date loan first, most recent loan first, random dates.

The Application System Type adjusts the system settings based upon the scrub type. The system can be set to be Loan processing scrub, a QC only scrub, or both. This affects the homepages of users and certain reports which are specific to QC only scrubs.

The Enforce QC Only Segregation of Duties adjusts the system to allow for a QC resource to be able to perform a Second Pass QC session on a loan that they performed the First Pass QC session on. This should ONLY be used on projects with very small teams.

The Fast Mode Type adjusts the functioning of the loan assignment and QC assignment logic. If the system is set to fast mode the auditors and QC users are given a new QC Session or Loan automatically and cannot break out of this mode. As soon as one is completed a new item is assigned immediately. To allow users to be presented with a break screen turn this setting to None.

The Secondary Audit Log enables or disables the secondary audit log. This secondary log is a trigger which is set on the Loans table to log each insert, update, or delete statement performed on the loans table.

The Default Team is the team that new users will be assigned to upon creation and registration to the application. Typically, this group should be the group with the most basic rights and functions.

The Legal Entity Identifier (LEI) is the identifier issued to the financial institution by a utility endorsed by the Global LEI Foundation or LEI Regulatory Oversight Committee. The LEI is required to create the HMDA submission file and the Universal Loan identifier (ULI).

The Confirmation message for QC finish is the message that appears after user clicks "Complete QC Session" button.